What to expect with the HVAC license exam for HVAC Technician Insurance
A certified HVAC license is considered a division two
contractor's license. Exams for division two licenses consist of a business and
finance test and a trade knowledge test. There are also different trade
knowledge tests for Class A vs. Class B licenses.
Applicants with a four-year accredited degree in construction or
a trade-related degree approved by the licensing board are exempt from taking
the trade knowledge test.
All applicants must take the business and finance portion of the
test. If you need to take the Class A air conditioning trade exam, you should
expect 130 questions and 7.5 hours of testing time. The Class B HVAC trade exam
has 80 questions and takes about 5 hours.
Expect to pay an $80 testing fee for the business and finance
portion and an $80 testing fee for the applicable trade knowledge test.
Registered contractor exams
Since the requirements for registered HVAC contractors vary by
location, they may also have to pass a trade knowledge exam. The local
licensing authorities set these requirements based on local building codes and
other factors, so the specifics for exams will vary by jurisdiction.
HVAC business insurance requirements
The Florida Department of Business and Professional Regulation
requires that all license holders in the construction industry carry certain
levels of business insurance in Florida.
All division two license holders, including specialists like
certified and registered HVAC contractors, are required to carry $100,000 in
liability insurance and $25,000 in property damage insurance.
These limits are significantly less than Florida general
contractors, who are required to carry $300,000 in liability insurance and
$50,000 in property damage coverage.
All license holders must carry workers' compensation coverage and
commercial auto insurance if they have company-owned vehicles. The amount of
the policy will vary based on the number and types of vehicles owned.
How Next Insurance helps HVAC businesses in Florida
Next Insurance can help you quickly find the right insurance at
an affordable price so you can get your HVAC contractor license and protect
your business. More about HVAC Technician Insurance
100% dedicated to self-employed workers and small businesses,
which allows us to create customized insurance packages — often at 30% less
than other options.
You can get a quote, explore options, purchase coverage and have
your certificates of insurance in a few minutes with our painless and seamless
online option. All you need to do is answer a few simple questions with our
online application.
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